Every year, millions of dollars in surplus funds sit unclaimed with courts and county agencies — money that legally belongs to former homeowners. We help you get yours back.
When a home is sold at a foreclosure auction or tax sale, it sometimes sells for more than what was owed on the mortgage or in back taxes. That extra money — the surplus — doesn't belong to the bank, and it doesn't belong to the county. In most cases, it belongs to the former homeowner (or their heirs).
A home with a $150,000 mortgage debt sells at foreclosure auction for $210,000. After the debt and sale costs are paid, roughly $60,000 in surplus may be owed to the former owner.
Counties and courts rarely go out of their way to find the people owed this money. Notices go to old addresses. Deadlines pass. Unclaimed funds can eventually be forfeited.
We research sale records, identify surplus balances, locate the rightful owners, and manage the claim process from start to finish — so the money ends up where it belongs.
You contact us (or we contact you) about a property that was foreclosed or sold at tax sale. We research the sale records and confirm whether a surplus exists and roughly how much.
We confirm ownership history and heirship where applicable, and gather the identification and documents the court or county requires.
We work on contingency: our fee is a percentage of what we actually recover, agreed in writing before we start. If we recover nothing, you pay nothing.
We prepare and file the claim paperwork with the appropriate court or agency, respond to requests, and — where required — coordinate with licensed attorneys.
Once the court or county approves the claim, the funds are disbursed. You receive your share directly, minus the agreed contingency fee.
Give us the property address and approximate sale date. We'll check the records and tell you what we find, no obligation.
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